© 2012 Community Legal Services of Prince George’s County, Inc.
To educate, represent and empower low-income members
of the Prince George's County Community regarding civil legal matters.
Foreclosure Success Stories
Two of Our Foreclosure Success Stories
In Oxon Hill
Oxon Hill homeowner fell behind on mortgage payments in November 2009. She experienced a loss of
employment and her monthly mortgage payment increased due to a modification in 2006 which
changed the loan terms from a fixed rate to an adjustable rate mortgage. Her payments to Ocwen
Financial Services were $1086 in 2006, but increased to $1300 per month. The homeowner worked
with a housing counselor at Unity Economic Development Corporation, but was unsuccessful in
negotiating an affordable loan modification. The homeowner found employment working two part
time jobs and continued to look for full time employment. This family of two contacted CLS and our
volunteer attorney, John Gabel, negotiated a loan modification and helped the homeowner stay in
A Riverdale homeowner with two children fell behind on mortgage payments due to a serious illness,
numerous medical expenses and loss of income. The homeowner attempted to resolve the default
and believed she had received a modification with the 1st lender. However when the loan was
transferred, that agreement was ignored. An Order to Docket was filed and later a sale date was set.
The homeowner contacted CLS and our pro bono attorney, Gregory Schwartz negotiated a permanent
loan modification. The homeowner was delighted…her home was saved from foreclosure.