© 2012 Community Legal Services of Prince George’s County, Inc. Mission Statement: To educate, represent and empower low-income members of the Prince George's County Community regarding civil legal matters. Foreclosure Success Stories Two of Our Foreclosure Success Stories In Oxon Hill Oxon Hill homeowner fell behind on mortgage payments in November 2009. She experienced a loss of employment and her monthly mortgage payment increased due to a modification in 2006 which changed the loan terms from a fixed rate to an adjustable rate mortgage. Her payments to Ocwen Financial Services were $1086 in 2006, but increased to $1300 per month. The homeowner worked with a housing counselor at Unity Economic Development Corporation, but was unsuccessful in negotiating an affordable loan modification. The homeowner found employment working two part time jobs and continued to look for full time employment. This family of two contacted CLS and our volunteer attorney, John Gabel, negotiated a loan modification and helped the homeowner stay in her home. In Riverdale  A Riverdale homeowner with two children fell behind on mortgage payments due to a serious illness, numerous medical expenses and loss of income. The homeowner attempted to resolve the default and believed she had received a modification with the 1st lender. However when the loan was transferred, that agreement was ignored. An Order to Docket was filed and later a sale date was set. The homeowner contacted CLS and our pro bono attorney, Gregory Schwartz negotiated a permanent loan modification. The homeowner was delighted…her home was saved from foreclosure.